Commercial Finance Center

Welcome to Our Commercial Finance Department

Commercial financing is not the same as traditional retail financing. At Richmond Ford we know the difference and specialize in helping our business customers secure the type of financing that helps them reach their equipment financing goals. Whether it is a commercial line of credit, commercial lease or a traditional fixed term loan, our commercial financing experts can help you. 

We have a number of affordable finance Options for our business customers!

Ford Commercial Trac Lease

Ford's TRAC lease program gives you ultimate control. You can customize this open-end lease program to allow maximum flexibility and set the residual based on your bsuiness use requirements. At lease-end, you are responsible for the pre-set residual. The Ford Trac Lease program can provide:

  • Lower Monthly Payments
  • Flexible Lease Terms - From 12 to 60 months*
  • Combined Billing
  • No Acquisition, Up Front Administration or Termination Fees


  • No Mileage Limitations or Restrictions
  • No Wear or Lease-end Use Charges
  • Financing of Ford ESP For a "Full-Service" Fleet Solution

Ford Commercial Red Carpet Lease

Our Ford Commercial Red Carpet Lease is a closed-end lease with no residual risk. When you complete your lease as agreed, simply bring the vehicle back to Richmond Ford. You are only responsible for any excess mileage, wear and use charges. You can take advantage of a new Ford vehicle more often, select from a variety of flexible terms and mileage options and choose the payment that is right for you.

Ford Red Carpet Lease Benefits

  • Lower Monthly Payments
  • Available Cash Can Be Invested Into Your Business
  • Newer Vehicles Require Less Maintenance Costs
  • Short-term Leasing Means New Vehicles More Often
  • Combined Billing
  • Take Advantage Of Gap Protection


  • Financing of Ford ESP
  • Availability of Commercial Service PlusSM

*Not all vehicles and/or lessees may be eligible. Longer terms may be available subject to credit approval.

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Richmond Commercial Truck Center takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.