Welcome to Richmond Ford's Commercial Finance Department

Commercial financing is not the same as traditional retail financing. At Richmond Ford we know the difference and specialize in helping our business customers secure the type of financing that helps them reach their equipment financing goals. Whether it is a commercial line of credit, commercial lease or a traditional fixed term loan, our commercial financing experts can help you. 

We have a number of affordable finance options for our business customers! Below we have listed out some of the most common ones, but should you ever have any questions please feel free to reach out to our team.

Ford Commercial Trac Lease

Ford's TRAC lease program gives you ultimate control. You can customize this open-end lease program to allow maximum flexibility and set the residual based on your business use requirements. At lease-end, you are responsible for the pre-set residual. The Ford Trac Lease program can provide:

  • No Mileage Limitations or Restrictions
  • Lower Monthly Payments
  • Flexible Lease Terms - From 12 to 60 months*
  • Combined Billing
  • No Acquisition, Up Front Administration or Termination Fees
  • No Wear or Lease-end Use Charges
  • Financing of Ford ESP For a "Full-Service" Fleet Solution
Ford Commercial Line of Credit (CLOC)

With Ford's Commercial Line of Credit program you'll be able to get the commercial vehicles that your business needs faster and with less hassle. CLOC provides:
  • The availability of credit when you need it 
  • No set up or non-utilization charges 
  • Credit that can free up capital for other business needs

*Not all vehicles and/or lessees may be eligible. Longer terms may be available subject to credit approval.

Your privacy is important to us.

Richmond Commercial Truck Center takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Contact Us

* Indicates a required field

Contact Information

Purchase Timeframe


Richmond Commercial Truck Center

4508 W Broad St.
Directions Richmond, VA 23230

  • SALES: (804) 474-0531


  • Monday 9:00AM - 8:00PM
  • Tuesday 9:00AM - 8:00PM
  • Wednesday 9:00AM - 8:00PM
  • Thursday 9:00AM - 8:00PM
  • Friday 9:00AM - 8:00PM
  • Saturday 9:00AM - 6:00PM
  • Sunday 12:00PM - 5:00PM